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Article Archive

This article archive is where you'll find all of the previously published written articles by Russell D. Longcore.

We have tried to accumulate and share all sorts of information about a wide variety of topics. We'll be adding articles weekly, so check this page regularly! Or, you can sign up for RSS feeds that will give you an email update whenever we post a new article in the article archive.

Here are some articles grouped under headings.

Business Insurance

Directors and Officers Liability: Bleak Days For Directors and Officers

Business Insurance: Four Basic Principles For Starting a New Business

Employment Practices Liability

Workers Compensation

Workers Compensation: Is The System Stacked Against Workers?

Buying Insurance

Insurance Quotes: Save Hundreds Of Dollars, Prevent Financial Disaster

Auto Insurance: Is Pay-As-You-Drive The Next Big Thing?

Insurance Agents: How Does Yours Measure Up?

Five Things to Avoid When Buying Car Insurance

Five Things To Do When Shopping For Car Insurance

Who Are The Top 10 Companies With the Least Number of Complaints?

Top Ten Factors That Affect Your Homeowners Insurance Rates

Top Ten Factors That Affect Your Car Insurance Rates

High Cost Home Insurance: Top Ten Most Expensive States for Homeowners Insurance

Insurance Applications: 6 Ways To Make Sure Your Claim Is Not Denied

Vehicle Breakdown Coverage: Europeans Have The Advantage

California Wildfires

Wildfire, Hurricane Or Tornado Loss? Heres a Top Ten List of How to Submit Your Claim!

California Wildfires: Fire Victims Will Lose Tens of Millions Without This Information!

California Wildfires: Fire Victims and Contents Claims

California Wildfires: What To Do If You Are Forced to Evacuate Your Home or Business

California Wildfires: Depreciation and Contents

California Wildfires: Coinsurance in Property Claims can Penalize YOU!

Health Insurance

Health Insurance: Top Five Strategies To Lower Your Medical Bills By Thousands

Medical Tourism: Could Medical Tourism Save Your Life?

America's Health Insurers: Bullies Meet A Bigger Bully

Chinese Drywall: Are Your Damages And Health Symptoms Covered?

Health Care Costs: Patient Advocates Can Save You Thousands

Universal Health Insurance: Another Reason It Won't Work

General Interest

Automobile/Truck Accidents

Dog Bite Attacks: Six Warning Signs of a Dog Attack

Summer Parties: How To Avoid Lawsuits

Swimming Pool Safety: Have A Fun And Safe Back Yard Pool

Travel Security: Proper Planning Prevents Travel Nightmares

Automobile Blind Zones: Checking Your Mirrors Is Not Enough

Compact Fluorescent Light Bulbs: Break One At Your Own Risk!

Insurance for Illegal Immigrants

Banning Cell Phones and GPS in Vehicles: Could Using Them Cost You a Fortune?

Daytime Running Lights: Why Should Your Car Have Daytime Running Lights?

Deer-Vehicle Collisions: Top Seven Ways To Avoid Hitting a Deer

Electronics Insurance: Are Your Electronics and Computers Covered by Your Insurance?

Here are 13.5 Tips To Avoid Lawsuits After a Holiday Office Party

Top Ten Tips To Avoid a Lawsuit After a Holiday Party

Five Tips to Protect Yourself From Vehicle Theft

Are You Protecting Yourself From Christmas Thefts?

14 Tips for Christmas Fire Safety

How Rear-End Collisions Can Be Car Insurance Scams

Will You Have Less Insurance Claims in Winter?

Pet Insurance: Aetna Rolls Out Pet Insurance

Another Insurance Company Scam - Denying Payment on Deaths From Fire

Uninsured Motorist Coverage: Why Are More Drivers Uninsured Today?

Ed McMahon and Toxic Mold

The Insurance Industry's Latest Scam - The Anti-Concurrent Causation Clause

Dog Bite Law: Six Things To Do After Your Dog Bites Someone

Insurance For Stupid People: The Top Ten Funniest Coverage Decisions of 2008

DUI Convictions: Three Hidden Penalties for DUI Convictions

Life Insurance

Why Cash Value Life Insurance is Death to Your Financial Future

Real Estate/Home Ownership

Home Security: Are Your Home Doors Break-in Proof?

Vacation Security: Think Like A Burglar And A Risk Manager

Electrical Fires: 10 Ways To Prevent Electrical Fires At Home

Home Repair: Hiring an Uninsured Repairman Could Cost You a Fortune!

What is a CLUE Report and Why Should You Care?

EIFS: How Synthetic Stucco Can Cause Huge Damage to Homes Across America

Mortage Escrow Accounts Could Ruin Your Finances

Home Safety: Is Your Home Safe? Take This Simple Quiz

Hailstorms: What If Your Roofing Or Siding Does Not Match?

Insurance Claims

Property Damage Attorneys:How to Choose the Right PD Attorney

Restoration Contractors:How to Choose the Right Restoration Contractor

Body Shops: How To Choose The Right Body Shop

Personal Injury Attorneys: How To Choose The Right Personal Injury Attorney

Claims Adjusters: How To Interview And Evaluate A Claims Adjuster

Public Adjusters: How To Choose The Right Public Adjuster

Forensic Accountants: How To Choose The Right Forensic Accountant

Department of Insurance: How To File A DOI Complaint

Property Insurance Claims: Take Photos

Restoration Contractors: Liability Issues That Can Affect YOU

Restoration Contractor Strategies: Getting The Best Value In Your Claim

Seven Myths About Flood Insurance

Personal Property Claims: The Gotcha In Every Property Policy

Hurricane Preparedness: Prune Your Losses

Hurricane Season 2009: Seven Tips To Be Ready

Insurance Claims: You Must Spend Money To Collect Money

Insurance Appraisal Clause: Resolving An Impasse In Your Claim

Unfair Claims Practices: Has Your Insurance Company Or Adjuster Handled Your Claim Unlawfully?

Insurance Claims: Dealing With Adjusters

Insurance Claims: Recorded Statements

Insurance Claims: Get an Advance Payment

Open a Claim Checking Account

Insurance Claims: Start a Document File

Insurance Claims: Mitigate Your Damages

Insurance Claims: Notify the Insurance Company

Insurance Claims: Don't Be in a Hurry

Top Ten Tips on How To File Ice Storm Insurance Claims

Low Speed/Low Impact Car Wrecks: Ten Things The Adjuster Will Do After a Car Wreck

Insurance Claim Supplements: How To Submit Claim Supplements

Overhead and Profit Disputes in Property Claims

Car Insurance Claims: Does Your Insurer Owe You Sales Tax?

Insurance Claims Adjusters: Five Secrets for Getting Your Way With Claims Adjusters

Insurance Appraisal Clause: Resolving Impasses

Insurance Appraisers: Property Appraisals and Estimates

Insurance Claims: Hire The Right Restoration Contractor

Texas Windstorm Insurance: Insanity In The Texas Legislature

Personal Finances

Rental Car Insurance: Should You Buy Rental Car Insurance?

Homeowners Insurance: Your Children May Not Be Covered!

Renters Insurance: Do You Know How High Your Risk Is?

Gap Insurance: Four Reasons You Could Benefit From Gap Insurance

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