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Table of Contents

Table of Contents

Introduction................................................iii

Foreword...................................................xvii

Chapter One Water, Water Everywhere...............1

Chapter Two Insurance Company Games and Scams.....9

Chapter Three You’re Fired!........................15

Chapter Four Don’t Be In A Hurry .................25

Chapter Five Notify the Insurance Company ........35

Chapter Six Should I Get a Lawyer? ..............39

Chapter Seven Claims Adjusters ....................45

Chapter Eight Dangerous Liaisons ..................53

Chapter Nine Public Adjusters ....................57

Chapter Ten Homeowner Claims ....................63

Chapter Eleven Property Appraisals and Estimates ...67

Chapter Twelve Additional Living Expense (ALE)......75

Chapter Thirteen The Killer Flying Beer Keg ..........79

Chapter Fourteen Hurricane Losses ....................83

Chapter Fifteen Thanks, I Depreciate That ...........89

Chapter Sixteen Residential Water Claims ............97

Chapter Seventeen Deduct This!........................105

Chapter Eighteen Disc-Catching Dog ..................109

Chapter Nineteen Advance Payments ...................113

Chapter Twenty Appraisal Clause ...................117

Chapter Twenty One Co-Insurance Clause ................121

Chapter Twenty Two Mold Claims.........................127

Chapter Twenty Three Russ Has a Wreck! ..................131

Chapter Twenty Four Collision Claims....................141

Chapter Twenty Five Recorded Statements ................145

Chapter Twenty Six Comprehensive Claims ...............149

Chapter Twenty Seven Diminished Value ...................157

Chapter Twenty Eight Duck!...............................163

Chapter Twenty Nine Business Insurance Claims ..........167

Chapter Thirty The Crispy Critter..................169

Chapter Thirty One Settling Your Claim ..... .......173

Appendix ............................................................179

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