Table of Contents
Table of Contents Introduction................................................iii Foreword...................................................xvii Chapter One Water, Water Everywhere...............1 Chapter Two Insurance Company Games and Scams.....9 Chapter Three You’re Fired!........................15 Chapter Four Don’t Be In A Hurry .................25 Chapter Five Notify the Insurance Company ........35 Chapter Six Should I Get a Lawyer? ..............39 Chapter Seven Claims Adjusters ....................45 Chapter Eight Dangerous Liaisons ..................53 Chapter Nine Public Adjusters ....................57 Chapter Ten Homeowner Claims ....................63 Chapter Eleven Property Appraisals and Estimates ...67 Chapter Twelve Additional Living Expense (ALE)......75 Chapter Thirteen The Killer Flying Beer Keg ..........79 Chapter Fourteen Hurricane Losses ....................83 Chapter Fifteen Thanks, I Depreciate That ...........89 Chapter Sixteen Residential Water Claims ............97 Chapter Seventeen Deduct This!........................105 Chapter Eighteen Disc-Catching Dog ..................109 Chapter Nineteen Advance Payments ...................113 Chapter Twenty Appraisal Clause ...................117 Chapter Twenty One Co-Insurance Clause ................121 Chapter Twenty Two Mold Claims.........................127 Chapter Twenty Three Russ Has a Wreck! ..................131 Chapter Twenty Four Collision Claims....................141 Chapter Twenty Five Recorded Statements ................145 Chapter Twenty Six Comprehensive Claims ...............149 Chapter Twenty Seven Diminished Value ...................157 Chapter Twenty Eight Duck!...............................163 Chapter Twenty Nine Business Insurance Claims ..........167 Chapter Thirty The Crispy Critter..................169 Chapter Thirty One Settling Your Claim ..... .......173 Appendix ............................................................179
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