Nearly everyone has an insurance story because the insurance companies treat people so badly sometimes. Your story could help consumers around the world!
Nearly everyone has a bad claim story. You also might have questions about a claim. Don't be shy! Tell us your story. You could be helping thousands of other insurance claim victims with your story or your question. I'll answer every question ASAP.
Click below to see contributions from other visitors to this page...
rental property investor





I have had wire stolen from a rental property and have filed a claim. The adjuster told me it was my responsibility to get bids on the work which I did ...
Alabama Tornado Twisted Our Home





The Alabama tornadoes that hit the state so hard on April 27, 2011 wiped out nearly all of the homes around our house over on Lake Martin in Dadeville ...
Insurance coverage changed 20 days before storm :(





We recently had a wind storm blow siding off the house and American Family will only pay for the damaged side of the house. The vinyl siding used on the ...
Failing Home Foundation





Our 4 yr old home has a huge crack in the foundation that is large enough to put your entire hand in! Our builder went bankrupt. We have filed a claim ...
Nightmare Summer after water damage claim





I am right now fighting for my home and my health. I had water damage in May today is Sept. 13th. It was a week before anyone showed up imagine my surprise ...
Cotton States Homeowners insurance is a rip-off.





Our home was broken in to in Feb 2009. We were out of town and were alerted by our real estate agent. Our home was for sale at the time. Both back doors ...
Carpet repair or replacement are entitled to" Clear line of Sight"





I have the same carpet throughout the house, I was told I"m not entitled to "Clear line of Sight" . The adjusters inform me that they will replace the ...
Insurance Not Living Their Values
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On Dec.01/2011 my home suffered a B&E. My claim has been handled in three parts.
Jewellery, Personal & Electronics, and Damages to my home. May I add ...
COTTON STATES HOMEOWNER'S INSURANCE--A JOKE
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For over 25 years we faithfully paid our premiums to Cotton States, secure in belief that if catastrophe were to befall us our insurance policy would protect ...
Ms. Columbus
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My home was burglarized and over $15 in jewelry was taken. Alfa insurance stated I was only covered up to $1000. 'I tore the check up when they mailedit ...
Laura S.
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We suffered a fire in our laundry room Dec 09. The damage was mostly to the kids' bedrooms & bathrooms, but there was smoke and soot throughout the entire ...
Crackheads stole my Motorcoach-AIG giving me the run around--wants to pay me but...
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I have a restored vintage motor-coach( tour bus) I sank 100 grand into. It was one of grand canyon tour buses from the 1960's.
It was stolen from our ...
progressive only wants to pay 10% of my personal property from a theft.
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I have a twin sister she and I exchange and borrow many different things. Anywhere from jewelry to clothing. Lets just say what is mine is hers to use ...
Confused and Mad as Hell
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On July 7 the roof of our RV was damaged in a hail storm with hail stones the size of baseballs. In the few weeks following we experienced intermittent ...
Barn Clobbered by Run-Away driverless truck
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The commercial truck company is at fault 100% - no contest. Both Adjusters from both my company and their company is trying to tell me the barn is not ...
Federated insurance/bad insurance
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A car hit a property that I have in Arkansas. Federated insurance is the insurer that gave me a settlement of 14, 470. I have not cashed it. I have contractor ...
My wife's car accident
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Hi Russell,
Thank you very much for writing such a wonderful book for insurance claims.I bought it through amazon.com.
My wife had a car accident ...
"STORM TROOPERS"
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I'm a contractor that works with all the different insurance companies. Some are better than others on taking care of their insureds. Some even have websites ...
Not Getting Paid for Emergency Restoration Contractor
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Had a huge Oak Tree fall on our roof during a terrible storm. Three large holes in the roof and a shattered sliding door allowed heavy rain to pour in ...
Two incidences before seeing the adjuster
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My 16 year old daughter had an at-fault on November 8, 2011 in her 2003 Honda Pilot with about $104,000 miles on it. Nobody was hurt and car drivable....
Injured by a negligent driver
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I was hit by a car in a parking lot as I was walking out of a store, the driver back into me.I BROKE MY TAILBONE AND HAD HEAD INJURY THAT KNOCKED ME OUT,...
Sick of the Scams!
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I got insurance from disability and this started with Humana, then Aetna, then Universal Health, Cobra for my husband and did not know the system which ...
a story
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today I was involved in an accident with an allstate insured person. this persons account of the accident is not the same as the police report and allstate ...
independent adjustor
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We had an independent adjustor on behalf of the insurance company come to our house, we agreed on a price for repairs, and then were told part of the monies ...
having trouble with my claim
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I have your book and reading it, trying to fellow your instructions so that I can get every dollar I can get.My concern is my contents,I tried to pull ...
Sink Hole Claim Denied
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In June of 2008 we had a sinkhole in our swimming pool. It was repaired and the claim was paid. In June 2010 the hole came back. This claim was denied ...
Unhappy Soon To Be Former AAA Customer
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On August 18, 2010 I was involved in an accident where someone went across two lanes of traffic turning left and hit my car. The shitbag cop listed me ...
Rauch vehicle appraisal
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April 6th 2010 a customer of USAA totaled my specialty wheelchair van. USAA has accepted responsibility, but is using comparables from other vans (private ...
Injured Worker
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I had a specific event at work - witnesses, no questions. My employer supported my claim and wanted me paid. I ruptured a disc in my back and required ...
Mr. Bolin
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I reached a settlement with cotton states mutual insurance concerning a wreck, which my car was totaled.It took over 12 months to settle. During that time ...
Insurance Company's Best Kept Ugly Secret:
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ALLSTATE INSURANCE COMPANY’S BEST KEPT UGLY SECRET
Car Hits Twelve-Year Old Girl While Standing On Sidewalk
Our daughter was injured as a pedestrian ...
Getting burned twice by a wildfire.
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My 2nd home, damaged by a wildfire, was estimated at 15 k for all reconstruction and 4K for contents cleaning, & no ALE by the Ins. Co. After I thoroughly ...
Siding damage due to high winds..
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I am currently in the midst of a claim for damage to two sides of my house caused by high winds...I'm told by the contractor that the insurance company ...